Charles Town, Harpers Ferry and Shepherdstown real estate and homes for sale in West Virginia, new construction - Linda Kilroy, REALTOR® Linda Kilroy REALTOR(r) for Charles Town, Harpers Ferry and Shepherdstown, West Virginia real estate, new construction - NUMBER1EXPERT™ Linda Kilroy NUMBER1EXPERT(tm) for Charles Town, Harpers Ferry and Shepherdstown, West Virginia real estate, new construction
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Linda Kilroy, REALTOR®, real estate agent for Charles Town, Harpers Ferry and Shepherdstown West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



Inspired Real Estate Advice 304-671-1075 or 304-725-1145.

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Mortgage Prequalification: Charles Town, Harpers Ferry and Shepherdstown West Virginia home buying, real estate listings, and homes for sale in Jefferson                      County, WV
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 
In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day.
I know this is your personal information, and we will not distribute it to anyone, other than to my preferred mortgage broker.

This service is  provided free of charge, without any obligation on your part. Once you fill out the form, I will quickly process your information and get right back to you!

Linda

 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
See More Real Estate Trivia >








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Linda Kilroy, REALTOR®, real estate agent and broker for Charles Town, Harpers Ferry and Shepherdstown West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Kilroy
ERA Liberty Realty

1018 Jefferson Avenue
Charles Town, WV. 25414
Office: (304) 725-1145
Cell: (304) 671-1075
Fax: (304) 728-2002
Email: LindaKilroy@NUMBER1EXPERT.com

Put Linda’s local expertise to work for you. She is committed to providing the individualized attention that each person requires. With her personal “Can do” attitude, watch Linda go the extra mile for you!

ABRCRSEqual HousingMLSREALTOR


ERA Liberty Realty real estate and homes for sale in Charles Town, Harpers Ferry and Shepherdstown West Virginia

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