Charles Town, Harpers Ferry and Shepherdstown West Virginia real estate listings, home buying, selling and relocation information

With its rolling hills, lush topography and natural lakes and rivers, the Eastern Panhandle is a recreational Wonderland. Activities range from golf and hiking to cycling, water sports and horseback riding. The Great Outdoors has always been a Panhandle theme—from biking the C&O Canal to the wonders of the Appalachian Trail, endless opportunities abound amidst the beautiful scenery that West Virginia is famous for.

Great Golfing

LOCUST HILL GOLF & COUNTRY CLUB The Blue Ridge Mountains are the scenic backdrop for this 4-star rated course located outside of Charles Town.

SLEEPY HOLLOW GOLF & COUNTRY CLUB A Charles Town favorite since 1964.

CRESS CREEK GOLF & COUNTRY CLUB Shepherdstown area course boasts 220 acres of elegant landscaping and breathtaking vistas of the Potomac Bluffs. Eastern Panhandle golf offers great courses in beautiful settings.

STONEBRIDGE GOLF CLUB A five minute drive from downtown Martinsburg, this historic club--the oldest in the Panhandle--has undergone extensive recent upgrades. Historic club house, Pro Shop, restaurant and more.

WOODBRIER GOLF COURSE Nine-hole course located outside of Martinsburg.

CACAPON STATE PARK GOLF Located 9 miles south of Berkeley Springs in the 6,000 acre Cacapon State Park, scenic championship-level green is rated one of the top 130 courses in the entire United States.

THE WOODS RESORT Hedgesville facility offers 2 courses: Mountain View for advanced golfers, and Stony Lick for those with less experience.

Panhandle Golf Links

EASTERN PANHANDLE GOLF MAP & LINKS Maps and links to 7 area courses.

CHARLES TOWN GOLF COURSES Twelve courses located in a 3-18 mile range from Charles Town.

West Virginia golfing is tops. SHEPHERDSTOWN GOLF COURSES Fourteen courses within 18 miles of Shepherdstown.

MARTINSBURG GOLF COURSES Ten courses within 19 miles of Martinsburg.

MARTINSBURG DRIVING RANGES Practice facilities within the Martinsburg area.

BERKELEY SPRINGS GOLF COURSES Four courses in the region of the popular Spa town.

Panhandle Sports

EPIC SOCCER CLUB Sheperdstown-based club promotes youth soccer in the Panhandle and throughout West Virginia.

EASTERN PANHANDLE SADDLE CLUB Martinsburg-based organization promotes horsemanship and horse-related activities throughout the region.

CHARLES TOWN RACES Action-packed thoroughbred track features live racing year round, plus simulcast harness and greyhound races. Full dining Watching the horses run at Charles Town is a local pastime. facilities range from casual to elegant.

CHARLES TOWN SLOTS A gamer's Paradise, with over 4,500 machines. Hollywood, Silver Screen, and OK Corral-themed areas, plus much more.

SUMMIT POINT MOTOR SPORTS PARK Sports cars, motorcycles and karts race at this high-octane facility at Summit Point.  Performance Driving classes, sports car shows and more.

RIVER RIDERS Harpers Ferry-based outfit has been offering rafting, canoeing, kayaking and tubing to locals and tourists since the 1970's.

WEST VIRGINIA RAFTING  Online source for whitewater rafting for the Panhandle and the entire state.

The Great Outdoors

WEST VIRGINIA CAMPGROUNDS Information-packed site from the WV State Parks & Forests board.

CACAPON STATE PARK Over 6,000 acres of scenic parkland. Golf, hiking, nature preserves, playgrounds, fishing, swimming, horseback riding and more.

The Eastern Panhandle offers great camping. KOA CAMPGROUNDS, HARPERS FERRY Multiple diversions including an Olympic-sized pool, Civil War museum, movie theatre, kids activities and more are featured at this extensive campground in the heart of Civil War territory. Cabins, tents, and RV options.

BIKING THE C&O CANAL Harper's Ferry-area organization offers guided biking tours or rent-a-bike options to explore the historic C & O Canal region.

C & O CANAL WEBSITE Chesapeake & Ohio Canal National Historic Park website offers a wealth of info on this historically significant waterway.

SLEEPY CREEK LAKE Located within the Sleepy Creek Wildlife Management Reserve in Berkeley County, this 205 acre area has been known for bass, crappie and pike fishing since 1962. Onsite camping possible with permit. Eastern Panhandle fishing offers beautiful lakes and scenery.

THE APPALACHIAN TRAIL Heritage website promotes and protects the historically significant American trail which enters the Panhandle at Harpers Ferry.

BLUE RIDGE MOUNTAINS Online site features attractions, accomodations and more.

GEORGE WASHINGTON AND JEFFERSON NATIONAL FORESTS USDA Forest service website serves as an information and tourism guide to these two Heritage forests.

Panhandle Parks

JEFFERSON COUNTY PARKS List of eight major parks in the Jefferson County region.

MORGAN’S GROVE PARK 20 acre Shepherdstown park offers picnic pavilion, playground, volleyball, horseshoes, athletic fields and a scenic walking trail.

Eastern Panhandle parks feature youth baseball facilities. LEETOWN PARK 10 acre park features lighted softball and baseball fields, basketball, tennis courts, a playground and more.

SAM MICHAELS PARK Home to the new Jefferson County Community Center, this 130 acre park located at Shenandoah Junction offers a playground, picnicking, baseball, volleyball, a horseshoe pit and more.

BERKELEY SPRINGS STATE PARK Located in the center of Berkeley Springs, scenic historic park offers Spa facilities in a vintage bath house from the 1930’s.

Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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