Charles Town, Harpers Ferry and Shepherdstown West Virginia real estate listings, home buying, selling and relocation information

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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	What site discovered in 1965 is considered the world's oldest known habitation?
A	The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Linda Kilroy, REALTOR®, real estate agent and broker for Charles Town, Harpers Ferry and Shepherdstown West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Kilroy
ERA Liberty Realty
1018 Jefferson Avenue
Charles Town, WV. 25414
Office: (304) 725-1145
Cell: (304) 671-1075
Fax: (304) 728-2002
Email: LindaKilroy@NUMBER1EXPERT.com
Put Linda’s local expertise to work for you. She is committed to providing the individualized attention that each person requires. With her personal “Can do” attitude, watch Linda go the extra mile for you!

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NUMBER1EXPERT™ in real estate for Charles Town, Harpers Ferry and Shepherdstown, West Virginia, new construction

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